How to Afford your Dream Ring

How to Afford your Dream Ring

Congratulations to you! You've been dating someone for a while, and she's finally ready to pop the question. 

You probably feel slightly overwhelmed if this is your first time buying a ring. I've never been more excited than when my fiancé popped the question—which is why it was also hands down the scariest moment in my life. 

Even if you're not planning on getting engaged anytime soon (or ever!), we want to help you make an informed decision about what kind of ring will best suit your budget and personality before heading into this process so that everything goes smoothly when it comes time for an engagement ring purchase.

Set A Budget

Before you start your quest for the perfect ring, it's important to set a budget. This will help you narrow down your options and ensure you don't buy an expensive ring that is not within your means.

The most important thing is that you are happy with the ring—and if something else comes along in the future, there's no reason this one shouldn't be able to fit into your budget then too!

Consider The Size And The Shape

Once you've narrowed down your choices, consider size and shape. Ring sizing is typically done by the U.S. ring sizer, which can be accessed from any major retailer or online jeweler. Ask for help as needed to determine if a ring is too large or small for your finger—if it's too big, it may pinch; if it's too small, there might not be enough room for other rings on your hand; and if it's just right (and all of these things are true), then great!

If possible, choose a wide band rather than an unusually thin one because they're more comfortable over time and will look better with age in mind! Also, keep in mind that while some men like their wedding bands set with diamonds while others prefer emeralds or rubies instead - unless you have very specific tastes when choosing stones, make sure not to have any allergies before committing yourself to buying something very expensive like this precious piece of jewelry.

Figure Out Which Style You Like

You're probably wondering what style of ring is right for you. The most common types are solitaire, halo and eternity rings.

Solitaire refers to a single diamond surrounded by smaller stones (usually round or baguette shapes) that add up to more than one carat in weight. It can be set on a plain band or with an elaborate design such as swirls or dangles. 

Halo rings have the same basic structure as solitaires, but they don't have any other stones added to the main stone because they are meant to be worn alone without surrounding it with other gems—so their look is purely elegant! 

Eternity rings have similar styles but instead contain two separate diamonds which may or may not be joined together at some point later down the line; these kinds of designs tend to last longer than regular wedding-style pieces because there's no risk that either stone will fall out over time due to wear-and-tear caused by daily use."

Choose A Metal Type

There are four basic types: gold, silver, platinum and palladium. Gold is the most common material people choose to wear on their wedding fingers because it's easy to find in a wide range of colors and textures. 

Silver is another popular choice because it looks great with a variety of skin tones; however, it can be more expensive than gold by an amount equal to its weight in grams per penny (i.e., if you want an 0.5-carat stone encrusted with diamonds). 

Platinum takes center stage when considering your dress ring or any other ring given as an engagement gift; however, this metal type has become less popular due to its high price tag—approximately $1000 per 1/4 carat ($1125).

The final option available is palladium which was once thought only suitable for surgical instruments but has since been used by jewelry designers and scientists who study natural catalysts like bacteria! This metal offers unique properties, such as being antibacterial yet tarnish resistant, which makes it ideal for everyday wear; however, because demand hasn't kept pace with supply thus far, this may not always be possible depending on where you live...


For a beautiful selection of rings, visit Martin Busch Jewelers in Peoria, Illinois. We're a family-owned and operated business that offers the best jewelry design and sales experience in the Midwest. Please stop by our store or contact us to learn more about the latest trends in jewelry design and get expert advice on choosing the right ring for you!

Our experienced staff will help guide you through every step of your purchase, so there are no surprises when it comes to delivery or return.